How to Add a Signature to a Gmail Account

You do not need to be a technical genius to add an automatic signature to all emails you send from your Gmail account. It's even possible to append an inspiring quote along with your name. Personalizing your Gmail account is easier than you think. Adding your unique signature or favorite quote is only a few steps away.

Instructions

1. 1

   Sign in to your Gmail account by entering your user name and password on Gmail's home page.

2. 2

   Choose the "Settings" link that appears on the top right portion of your browser's window. Gmail then directs you to the "General settings" tab by default.

3. 3

   Scroll down to the "Signature" section. Enter your signature text in the box provided. Your signature includes your name, your contact information, a closing salutation with your name appended, an inspirational quote, the sky's the limit so be creative.

4. 4

   Mark the button next to the text box to indicate you want to activate your automatic signature.

5. 5

   Scroll down to the bottom of the "General settings" tab and click the "Save changes" button. You have just created an automatic signature to close each outgoing Gmail message.

SELECTED :

http://www.ehow.com/how_2052857_add-signature-gmail-account.html

TUITION FEES PAID FOR CHILDREN U/S 80C-FAQ

TUITION FEES PAID FOR CHILDREN U/S 80C-FAQ

Today we will discuss important points regarding deduction available for payment of tuition fees .we try to cover each and every aspect on the issue ,if any left ,or you have different opinion than of us ,please record in comments. n

Relevant part of the section 80c is reproduced here under.

"(xvii) as tuition fees (excluding any payment towards any development fees or donation or payment of similar nature), whether at the time of admission or thereafter,

(a) to any university, college, school or other educational institution situated within India;

(b) for the purpose of full-time education of any of the persons specified in sub-section (4) "

"(4) The persons referred to in sub-section (2) shall be the following, namely:

(a) ......................
b) .......................

c) for the purposes of clause (xvii) of that sub-section, in the case of an individual, any two children of such individual."

on the basic of above following points are to be noted .

1. Deduction for tuition Fees is available up to Rs.100000 /-
2. The limit of one lac as above is total limit u/s 80C for all type of savings ,plus section 80CCC(pension policy) plus u/s 80CCD(Contributory Pension Plan).Means the aggregate amount of deduction under above referred sections can not exceed Rs. 1,00,000.
3. The deduction is available to Individual Assessee and not for HUF.
4. The Deduction is available for any two children.
5. This the only clause u/s 80 C where assessee can not claim tax benefit for expenditure done on himself.Means if assessee has paid tuition fess for his studies ,he will not be eligible.
6. Deduction is not available for tuition fees paid for studies of spouse.
7. The deduction is available for Full Time courses only,so no deduction for part time or distance learning courses.(This is my opinion but point is not very clear)
8. The fees should be paid to university, college, school or other educational institution,so no rebate for private tuitions.
9. Tuition fees paid for coaching courses for admission in professional courses or any other type of courses are not covered as that fees is not paid for FULL time eduction.
   
10. The center mention above in point 8 must be situated in India,so location should be in India though it can be affiliated to any foreign institutes.
11. In This section tuition fees has a wide meaning than normal parlance ,means here tuition fees means total fees paid minus any payment towards any development fees or donation or payment of similar nature.so admission fees is also allowed.
12. In My Opinion Transport charges ,hostel charges,Mess charges ,library fees ,scooter/cycle/car stand charges is not allowed.
13. Building fund or any donation etc not allowed.

questions which are commonly asked regarding tuition fees eligibility u/s 80C given hereunder.

Que:Can Mother claim the benefit of tuition fees paid for his son/daughter.

Ans:Assessee means both mother and father both can take the benefit u/s 80 C for amount paid by them respectively.

Ques:If a couple have four children,can they both claim fees for two children each?

Ans:Yes ,husband and wife both have a separate limit of two children each ,so they can claim deduction for 2 children each.

Ques:If a Couple has one child and paid a fees of 200000 rs can they both claim tuition fess 100000 each ?

Ans. :yes ,they both can claim deduction for 100000 each subject to they have actually paid same amount .If husband has paid 1.50lac and wife has paid 50000 then husband can claim 100000 and wife can claim 50000.

Ques:Ram has paid tuition fees for his child 2000/- in February 2008 relates to period march to june 2008 ,how much amount he can claim deduction in assessment year 2008-09?

Ans: He can claim full 2000 rs in assessment year 2008-09 , as this deduction is available on the basis of payment and it may or may not be related to the period in which it has been paid.

Ques: Is Late fees paid with tuition fees is eligible for deduction ?

Ans:No,late fees is not eligible for deduction.

Ques:is tuition fees admissible for pre nursery class also?

Ans: pre-nursery ,play school and nursery class fees is also covered under section 80C (circular 9/2008 & 8/2007)

Ques:Ram has paid rs 36000 (rs 8000 admission fees, rs 5000 development fees rs 5000 caution money, rs 12000 annual charges and rs 6000 @rs 2000 per month for april-june 2008 fees) in dec 2008. how much he can claim reimbursement as well rebates/deductions in 2008-09 and 2009-10.

Ans:As explained above in the article, tuition fees meaning is wide in income tax as generally perceived ,so in my opinion admission fees rs 8000 ,12000 annual charges and 6000 fees is covered for claim u/s 80C .Development fees is not allowed and caution money,as it is refundable amount ,hence not allowed.You can claim the tuition fees on payment basis whether relates to this financial year ,old or coming financial year.

ques:Are there any particular educational courses for which income tax exemption is given?

Ans:No specific course defined in the Income tax act ,but course should be in India and a full time course

Ques:My Son has been going to Play School Since 01/04/2008. Can I claim the fee paid during the year under Children's Education(80-C). The receipt given by the school shows quarterly fee, & not tuition fee.

Ans:You can claim tuition fees paid for playway school.but the break up of the fees should be obtained from the school .Take a certificate from scholl authorities regarding full year fees on letter head with their seal. Example is given below

---

T o whom it may comcern

" It is certified that ...............son of sh Raj kumar Ojha is a bonafide student of class ..(pre nursury).in our school and we have received ..................Rs(in words..........................) as full year tuition fess."

Selected :
http://www.simpletaxindia.org/2008/02/tuition-fees-paid-for-children-us-80c.html?utm_source=feedburner&utm_medium=email&utm_campaign=Feed:+SimpleTaxIndia+(SIMPLE+TAX+INDIA)

(Cibil)Credit Information Bureau of India Ltd

How to access your credit information report(loans detail from all banks taken/paid)

Your credit information report (CIR) contains details of your credit history and track record in taking and repaying loans from banks and finance companies. A loan applicant with a good credit record will find access to loans easier, faster and on favourable terms.

The Credit Information Bureau of India Ltd (Cibil) consolidates the information on individual borrowers' credit history, sourced from different member credit institutions such as banks, credit card companies and NBFCs, into a single report called the CIR. This is then made available to its members (banks, finance companies) to facilitate their lending decisions.

You can access your own CIR for a fee. You can also check and correct errors in the report and to initiate action to improve your credit record. It is a good idea to keep your CIR updated and correct, so it is easier and faster for you to apply and get loans at competitive rates.

1) Fill up a CIR request form. It can be downloaded from www.cibil.com/accesscredit.htm

2) Also submit self-attested copies of address proof (bank statement, utility bill) and identify proof (PAN card, passport or voter's ID.)

3) Make demand draft Rs 142 in favour of 'Credit Information Bureau (India) Ltd', payable at Mumbai.

4) Send documents and draft to Cibil at: Hoechst House, 6th Floor, 193 Backbay Reclamation, Nariman Point, Mumbai 400 021

Points to note

Restricted Access: Your CIR is accessible only to you and to members of Cibil who may want to cross check the credentials of a prospective borrower. A third person cannot see your CIR.

Corrections: If you find errors in your CIR, you have to approach your lender. Cibil will alter the CIR only when members report changes.

Rating: CIR only provides factual information on your repayment record. It does not classify, rank or rate you based on your credit history

http://www.simpletaxindia.org/2011/01/how-to-access-your-credit-information.html?utm_source=feedburner&utm_medium=email&utm_campaign=Feed:+SimpleTaxIndia+(SIMPLE+TAX+INDIA)

How to Burn Photos to a CD

The following instructions explain how to burn photos to a CD using a Windows-based computer. Step 1. Double-click the "My Computer" icon on your desktop to open up Windows Explorer. Step 2. Find the photos you plan to burn to the CD. Step 3. Insert a blank CD into your CD-burning drive. A window should pop up to ask how to open the CD. Choose "Open Writable CD Folder Using Windows Explorer". Step 4. You should now have two windows open: The one where you have the pictures you want to burn, and the one with the writable CD folder. Click and drag the names of the photos you want to copy over to the writable CD folder. Step 5. Once you're done clicking and dragging the files you want to copy over to the writable CD folder, click "Write these files to CD". Step 6. Name the CD then click "Next". Step 7. Wait for the CD writer to finish burning the image to the new CD. Step 8. When the "Completed the CD Writing Wizard" window pops up, click "Finish". Your computer will probably pop the CD out automatically. Step 9. If the CD writing directory is still open, click "Delete temporary files". If you don't see this option, don't worry about it.

http://www.gongol.com/howto/burnphotostocd/

Panasonic - Lumix DMC-FH20

Introduction

Front

We were drawn to the candy apple red version of the Panasonic Lumix DSC-FH20 shown here, with its high-gloss paint job. The camera will also be available in silver, black, red and violet.

Up in the top right corner is a lamp that serves as both the self-timer indicator and an autofocus assist lamp when shooting in the dark.

This bright red number caught our eye at Panasonic's CES booth.

Back

The 2.7-inch 230,000-dot LCD is raised on a beveled platform above the control section (or the control section is indented -- your choice). Unlike most recent cameras, Panasonic uses a physical switch at the top right to move between recording and playback modes, Given the camera's slender depth, a MODE button is used instead of a mode dial on top of the camera.

The four-way controller provides direct access to exposure compensation, flash control, macro mode and the self-timer. Pressing the center MENU/SET button brings up the main menu, pressing the Q. MENU button at the bottom right brings up the quick menu screen overlay. DISPLAY rotates information display alternatives in record and playback modes.

The raised LCD provides more depth for gripping top and bottom.

Sides

The left side is bare, the right has the wrist strap connector and a small hinged door (don't bite your fingernails!) covering the single I/O connector.

The right side

Wrist strap connector and I/O on the left

Top

The speaker lies behind the four tiny holes on top of the camera. It's tough to see here, but there's a single hole on the shadowed side of the beveled top for the mono microphone. The unusual control up here is the red iA button on the right. It takes you directly to Panasonic's Intelligent Auto mode, which uses scene recognition to set aperture, shutter speed and ISO.

The controls are well positioned for easy access.

Bottom

The latched battery compartment on the left will accept SD, SDHC and the new high-capacity SDXC memory cards. Actual retail models will not come with the umbilical cord shown attached to the tripod socket here: this was shot on the floor of a trade show, where untethered cameras tend to run away.

The tripod socket is oddly positioned at the right edge. http://www.digitalcamerainfo.com/content/Panasonic-Lumix-DMC-FH20-First-Impression-Digital-Camera-Review-21424.htm

DUE DATE FOR QUARTERLY STATEMENT OF TDS

Every person (including Central Government and State Governments) who has obtained a Tax Deduction or Collection Account Number (TAN) will be required to electronically furnish a quarterly statement of compliance with TDS provisions in Form No. 24C as per following time limits:

Quarter ending on	Due date
30th June	15th July
30th September	15th October
31st December	15th January
31st March	15th June

It is mandatory for all TAN holders to furnish this statement irrespective of whether any payment liable to TDS has been made or not. This will apply from the quarter ending on 30^th June 2009.

New Form 15CA & 15CB relating to remittance of payments to a non-resident or to a foreign company & CA Certificate

New Form 15CA & 15CB relating to remittance of payments to a non-resident or to a foreign company & CA Certificate

Currently, remittances to non-residents are allowed by banks if the person making the remittance furnishes an undertaking, accompanied by a certificate from a Chartered Accountant ("CA") certifying the rate for withholding tax as per section 195 of the Act. The banks then forward the certificates to the Reserve Bank of India ("RBI"), which in-turn forwards it to the Income tax department.

Finance Act, 2008 inserted a new sub section (6) to section 195 effective from April 1, 2008, which requires the person responsible for making payment to a non-resident to furnish information relating to such payments in forms to be prescribed. The Central Board of Direct Taxes ("CBDT") has now, by notification No 30/2009 dated March 25, 2009, prescribed a new rule 37BB in the Income Tax Rules, 1962 ("the rules") prescribing Form 15CA and Form 15CB to be filed in relation to remittances to non-residents under section 195(6) of the Income Tax Act, 1961 ("the Act"). This new rule is effective from July 1, 2009 and shall apply to all remittances being made after July 1, 2009. The process that will have to be followed, before any remittance can be made, is as under—

Step 1 : Obtain a certificate from a Chartered Accountant in Form No 15CB

Step 2:Furnish the information in Form No15CA

Step 3:Electronically upload Form 15CA on the designated website

Step 4:Take Print out of Form 15CA and file a signed copy

Step 5:Remit money to the Non Resident

Please note that all the above steps have to be undertaken before remittance of money to the non-resident.

Notification no. 30/2009 is as below:-

In exercise of the powers conferred by section 295 read with sub-section (6) of section 195 of the Income-tax Act, 1961, the Central Board of Direct Taxes hereby makes the following rules further to amend the Income-tax Rules, 1962, namely:-

1. (1) These rules may be called the Income-tax (Seventh Amendment) Rules, 2009.

(2) They shall come into force with effect from 1st July, 2009.

2. In the Income-tax Rules, 1962, after rule 37BA, the following rule shall be inserted, namely:-

"Furnishing of information under sub-section (6) of section 195.

37BB. (1) The information under sub-section (6) of section 195 shall be furnished by the person responsible for making the payment to a non-resident, not being a company, or to a foreign company, after obtaining a certificate from an accountant as defined in the Explanation to section 288 of the Income-tax Act, 1961.

(2) The information to be furnished under sub-section (6) of section 195 shall be in Form No. 15CA and shall be verified in the manner indicated therein and the certificate from an accountant referred to in sub-rule (1) shall be obtained in Form No. 15CB.

(3) The information in Form No. 15CA shall be furnished electronically to the website designated by the Income-tax Department and thereafter signed printout of the said form shall be submitted prior to remitting the payment.

(4) The Director-General of Income-tax (Systems) shall specify the procedures, formats and standards for ensuring secure capture, transmission of data and shall also be responsible for the day-to-day administration in relation to furnishing the information in the manner specified.

FORM NO. 15CA- Download

FORM NO. 15CB- Download

http://taxguru.in/income-tax/new-form-15ca-15cb-for-information-to-be-furnished-under-sub-section-6-of-section-195-of-the-income-tax-act-1961-relating-to-remittance-of-payments-to-a-non-resident-or-to-a-foreign-company-ca.html